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01236 800313

0735 400 3000

Used Car Finance in Airdrie

Auto SLJ is a credit broker, not a lender. We introduce customers to a limited panel of motor finance lenders. Finance is subject to the lender’s eligibility, creditworthiness, and affordability checks and approval. You do not have to arrange finance through us to buy a vehicle.



Finance options



Hire Purchase (HP)


With Hire Purchase, you usually pay a deposit followed by fixed monthly payments. The agreement is secured against the vehicle. You become the owner after making all required payments and completing the agreement, subject to its terms.



Personal Contract Purchase (PCP)


With Personal Contract Purchase, monthly payments are usually based on the vehicle’s expected value at the end of the agreement. If you want to own the vehicle, you can choose to pay the optional final payment shown in your agreement. You may also be able to return the vehicle, subject to the agreement’s conditions, including mileage and vehicle condition requirements. Your lender will explain the options and terms before you decide.



The finance option and terms available depend on your circumstances, the vehicle and the lender. We can explain the options and provide information about finance available through our panel. We cannot guarantee that a lender will approve an application or offer particular terms.



Important information



  • Finance is subject to status, eligibility and affordability checks.

  • You must be at least 18 and meet the lender’s UK residency and other eligibility requirements.

  • Rates, deposits, terms and monthly payments vary according to the vehicle, lender and your circumstances.

  • A lender may carry out a credit search. We will explain the relevant search process before you proceed with an application.

  • Terms and conditions apply. Please consider whether the repayments are affordable for you.



Our service and commission


Auto SLJ is a credit broker, not a lender. We introduce customers to a limited panel of motor finance lenders; we do not offer access to every lender in the market. We do not provide independent financial advice.



We may receive commission from a lender if you enter into a finance agreement following an introduction by us. The existence and amount of commission may vary. Where required, we will explain the nature of the commission and how it may affect the amount payable under the agreement before you decide to proceed. You can ask us for details of the commission relating to your agreement.



Frequently asked questions



Do I need a good credit history?


Lenders have different eligibility criteria and assess each application individually. We cannot guarantee acceptance. The lender will explain any decision and the terms it may offer.



Will applying affect my credit score?


This depends on the lender’s application process and the type of credit search used. Before you proceed, we will explain the search process and whether it may be visible to other lenders.



Can I part-exchange my current car?


We can provide a part-exchange valuation. If you have outstanding finance, the amount owed and the vehicle’s valuation may affect the amount available towards another vehicle. We will explain this before you decide.



How much deposit will I need?


This depends on the vehicle, lender and your circumstances. Any deposit requirement will be shown with the finance terms offered to you.



Can I repay my finance early?


Your agreement explains whether and how you can settle early, including any applicable settlement amount. Contact your lender or check your agreement for details.



Contact Auto SLJ


1 Carlisle Road, Chapelhall, Airdrie, North Lanarkshire, ML6 8RH


Telephone: 01236 800313

WhatsApp: 07354 003000

Email: sales@autoslj.co.uk



Opening hours


Monday–Friday: 10 am–6 pm

Saturday: By appointment

Sunday: Closed

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Contact Details

1 Carlisle Road, Chapelhall
Airdrie
North Lanarkshire
ML6 8RH 01236 800313 0735 400 3000

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